April 20, 2015

Can the agency refuse to insure a bike?

Can the agency refuse to insure a bike?

I just got a Yamaha R1 2004 after 7 years far from a bike.
I’m Italian, 40yo and resident in Ireland since 2008.

Just called CN for a quote and they said they couldn’t make it because the R1 is in the risk category and, since I have no NCB, I’m too risky for them.

I tried to tell them that I have used bikes for more than 15 years without claims and I can contact my old italian insurance agency to provide them the NCB and they answered that they couldn’t accept it for 2 reasons:

1) Older than 2 years
2) Not an Irish company NCB

WTF, I have full A license, even without experience (not my case) I’m eligible for an insurance for any bike.

Any suggestion?

Source: Can the agency refuse to insure a bike?